Kayla Segal - Financial Security Advisor

Licensed broker since 2012, and surrounded by the industry my entire life. Expert in health, travel and life insurance (including those with medical conditions). I am a one stop shop, working with a team of associates to ensure an optimal outcome given personal and/or business needs. This includes estate planning, group insurance, RRSPs and home/auto insurance.

I am also a high end athlete and fight for my clients just like I have been fighting to get to Ironman triathlon finish lines for the last 25 years. Proven track record to be caring and to deliver exceptional quality services. Strengths are in client relationship building, advising, customer service, setting and achieving goals, asset protection, health advocate, charitable giving, retirement planning.

Life Insurance may help limit the financial impact at death. Whether you want to ensure that final expenses are taken care of, or you want to build a legacy, life insurance provides a non-taxable benefit when you die. I represent several major carriers and as such, you will automatically obtain the most cost efficient plan for your needs.

Why do I need it: Do you have a family and want to leave them an amount that will take care of their living expenses? Or, do you want to leave money to a charity? Will you have capital gains tax that you want paid off?

Pick my brains to explore the types of plans and strategies available that will give you peace of mind.

Are you concerned about the possibility of long waits under provincial medical care? Individual health & dental plans may help protect your savings from the many healthcare costs that may not be covered by government plans.

Examples include, MRI’s, lab testing, dental, drugs and even some travel costs. The first payor is the provincial plan and a health insurance plan may help cover the costs that come out of pocket.

We can work together to find the right protection for those extra medical costs that can cause a lot of financial strain.

** Take note that some plans can even cover world-wide health costs

A key part of your insurance plan, Disability Insurance is designed to protect you from potential loss of income not covered by Worker’s Compensation or Unemployment Insurance.

Whether you are a business owner or a professional, a broad range of competitive policies with features such as recurrent disability coverage, return of premium, rehabilitation programs, and total disability coverage can be looked at.

Are you adequately covered?

No Medical and Simplified Issue Life Insurance plans can be offered if you have a pre-existing condition and/or have been rated or declined for insurance under the regular application process.